Financial institutions
Engagement with banks, insurance companies, mobile money operators, FinTechs and other regulated institutions around KYC/KYB, financial crime, digital identity and compliance technology.
RegTech · Built for Global Compliance
Financial Crime Compliance.
Digital Identity.
Regulatory Intelligence.
Technology and regulatory expertise built for the realities of modern financial institutions.
JRC RegRisk combines intelligent technology and regulatory expertise to help financial institutions strengthen KYC/KYB, detect financial crime, manage regulatory risk and make faster, defensible compliance decisions.
IdentityProof — KYC/KYB onboarding with document intelligence and zone-level data mapping.
AML/CFTKYC/KYBDigital IdentitySanctionsPEPAdverse MediaFraudRegulatory Intelligence
Our platform
One compliance platform, deployed module by module
Identity, screening, risk assessment, officer review and audit evidence share a single record — so institutions deploy what they need without fragmenting the compliance file.
Modular by design
Adopt one module or the full platform, without duplicating customer records.
One case, one record
Verification, screening and review evidence stay attached to the same case.
API-ready integration
Authenticated integration with core institutional systems.
Audit by default
Every decision retained with reviewer, timestamp and rationale.
Solutions
Compliance technology, training and expertise
IdentityProof is our flagship RegTech platform, supported by institutional compliance training, regulatory intelligence and professional advisory services.
Advisory & Professional Services
AML/CFT, KYC/KYB, sanctions, fraud, governance and regulatory advisory — professional services delivered alongside the technology, not as software.
Featured solution
Identity verification and financial crime risk intelligence in one workflow.
IdentityProof connects verification, screening, risk assessment and officer review so onboarding decisions are made once, recorded properly and remain defensible.
- 01
Identity
Capture individual or business identity data
- 02
Verify
Validate documents and identity attributes
- 03
Screen
Sanctions, PEP and adverse media
- 04
Assess Risk
Apply configurable risk rules
- 05
Review
Compliance officer decision
- 06
Monitor
Ongoing re-screening and review
- 07
Audit
Retained, exportable case record
KYC — Know Your Customer
Identity and document verification, customer onboarding, risk assessment and financial-crime screening in one case.
KYB — Know Your Business
Business verification, ownership and UBO information, business risk assessment and corporate due-diligence workflows.
AML/CFT & Financial Crime Risk
Sanctions, PEP and adverse-media screening, risk scoring, case management, officer review and audit evidence.
Industries
Built for financial institutions and regulated markets
Compliance obligations differ by licence, market and supervisor. JRC RegRisk is modular so each institution deploys what its risk profile requires.
Banks
Onboarding, screening and monitoring workflows aligned to supervisory expectations across retail, commercial and correspondent activity.
Insurance
Customer and intermediary due diligence, sanctions screening and risk assessment for insurers and brokers.
FinTech & PSPs
API-ready verification and screening that supports fast onboarding without weakening the compliance record.
Mobile Money
Identity verification and screening designed for high-volume, agent-led distribution models.
Microfinance Institutions
Proportionate KYC and monitoring workflows for institutions serving underserved segments.
Regulators & Public Institutions
Supervisory visibility, regulatory intelligence and capability building for public institutions.
Why JRC RegRisk
Built for complex compliance environments.
JRC RegRisk combines internationally recognised financial-crime and compliance practice with deep, first-hand market intelligence — including extensive African market experience and a European base — to serve institutions in demanding regulatory environments worldwide.
Financial crime and regulatory expertise
Technology-driven compliance
African market intelligence
Local and regional regulatory understanding
Modular technology
Digital identity capability
Human oversight and defensible decisions
Support for emerging and international markets
Global Standards
+
Local Intelligence
+
Technology
=
JRC RegRisk
Real-world engagement
Built through real-world financial sector engagement
Our technology and advisory approach are informed by direct engagement with financial institutions, regulators and financial-sector stakeholders confronting compliance, identity and financial-crime challenges in practice.
Regulatory & institutional engagement
Work and engagement with public-sector and regulatory stakeholders on financial-crime infrastructure, regulatory technology and stronger compliance frameworks.
International market & ecosystem engagement
Market engagement across African financial sectors, a growing presence in France and active participation in international RegTech, FinTech and financial-crime conferences and ecosystems.
Selected institutional work
Institutional engagement in West Africa
Work with public-sector and financial-sector institutions on financial-crime infrastructure and regulatory technology.
Institutional engagement
Supporting stronger financial-crime infrastructure in Sierra Leone
JRC RegRisk has engaged with Sierra Leone's Financial Intelligence Agency (FIA) around RegTech, financial-crime compliance infrastructure and initiatives designed to strengthen the country's AML/CFT ecosystem.
The engagement concerns regulatory technology and financial-crime compliance infrastructure, including discussions on how digital identity, screening and case management capability can support a stronger national AML/CFT ecosystem.
A National PEP Registry is one of the areas of institutional work and development discussed within this context.
Market engagement
From market needs to practical technology
JRC RegRisk has conducted direct engagement with financial institutions and financial-sector stakeholders in Sierra Leone, including banking, insurance, mobile money/FinTech and other regulated sectors.
That engagement shapes what we build. The challenges below were raised by practitioners working inside regulated institutions, and they define the problems our products are designed to address.
KYC/KYBIdentity verificationPEP identificationSanctions screeningCustomer data qualityFraudRegulatory complianceTransaction monitoringCompliance training
Banking
Insurance
Mobile money & FinTech
Other regulated sectors
Human oversight
“Technology supports the decision. Compliance professionals remain accountable for it.”
Where our technology applies automation or AI-assisted analysis, it is positioned to support compliance professionals — surfacing evidence, structuring review and recording rationale. It does not make regulatory or compliance decisions on its own.
Platform in action
From first contact to retained audit record
A single governed workflow across the compliance lifecycle, with a named reviewer accountable for every decision.
01
Verify Identity
02
Screen Financial Crime Risk
03
Assess Risk
04
Officer Review
05
Monitor
06
Audit
IdentityProof in use
Guided KYC/KYB onboarding, document capture and document intelligence, screening and risk assessment, compliance officer review and a retained audit record — in one platform.
Trust & security
Designed for institutional scrutiny
Compliance technology is only useful if it withstands review — by internal audit, by external auditors and by supervisors.
Data Protection
Controls over how customer and case data is stored, transmitted and retained.
Role-Based Access
Access aligned to compliance roles and segregation of duties.
Auditability
Case activity retained with reviewer, timestamp and rationale.
Human Review
Decisions are recorded against named officers, not automated in isolation.
Secure API Integration
Authenticated integration with core institutional systems.
Enterprise Architecture
Deployment and environment design suited to regulated institutions.
Partners & institutional collaborations
Working within a wider compliance ecosystem
JRC RegRisk works alongside operational partners, institutional collaborators, technology providers and professional networks across Africa and Europe.
Operational Partner
Afrecruit (SL) Ltd
JRC RegRisk's operational partner in Sierra Leone, supporting local operations, market engagement and institutional coordination. Afrecruit is a Sierra Leone-based human-capital and organisational-development company working across organisational development, leadership and training, and recruitment and selection.
Institutional Collaboration
Financial Intelligence Agency (FIA), Sierra Leone
Institutional collaboration on AML/CFT and KYC/KYB, focused on strengthening financial-crime compliance capabilities in Sierra Leone through technical engagement, knowledge exchange and capacity building.
See how JRC RegRisk fits your compliance programme.
Request a demo and we will walk through the modules relevant to your institution and regulatory context.