Solution
IdentityProof
Digital Identity Verification, KYC/KYB & Financial Crime Risk
Digital Identity, KYC/KYB and Risk — in one workflow
IdentityProof takes a customer from first document capture to an approved, evidenced compliance decision without leaving the platform. Individuals and businesses, verification and screening, assessment and officer review all sit on a single case record.
Workflow
- 01Capture
- 02Verify
- 03Screen
- 04Assess
- 05Review
- 06Approve
- 07Monitor
Business problem
Onboarding is fragmented. Identity checks, document review, sanctions and PEP screening, risk assessment and case review often sit in separate tools, creating slow decisions, inconsistent records and weak audit trails.
The JRC RegRisk solution
IdentityProof brings KYC, KYB and AML/CFT screening into a single governed workflow — document intelligence, individual and business profiles, risk scoring, compliance officer review and a retained audit trail.
Capabilities
What the solution covers
Capability scope is configured with the institution during implementation.
Onboarding
- Individual KYC onboarding
- Business KYB onboarding with ownership and UBO information
- Identity document capture and data extraction
- Biometric and liveness verification where supported by the deployment
Risk and screening
- Sanctions, PEP and adverse media screening in the same case
- Configurable risk assessment
- Duplicate detection across existing customer records
- Ongoing review and re-screening
Governance
- Compliance officer review and approval workflow
- Four-eyes approval where the institution requires it
- Complete audit trail with reviewer, timestamp and rationale
- API-ready integration with core institutional systems
Outcomes
Main benefits
- One platform instead of scattered onboarding and screening tools
- Consistent, evidenced decisions across teams and markets
- Defensible decisions supported by human oversight
- Reduced manual handling for compliance teams
Suitable institutions
Capabilities
Full capability list
- KYC onboarding: identity and document verification, customer profiles
- Document verification and document intelligence with zone-level data mapping
- KYB: business verification, ownership and UBO information, business risk assessment
- Sanctions, PEP and adverse-media screening within the same case
- Configurable risk assessment and risk scoring
- Case management and compliance officer review
- Four-eyes approval workflows where required
- Customer remediation, ongoing review and re-screening
- Full audit trail and exportable case file
- API integration with institutional systems
Financial inclusion
Compliance that supports financial inclusion
JRC RegRisk helps financial institutions expand access to financial services through secure digital identity verification and risk-based KYC/KYB. By enabling proportionate onboarding and stronger identity assurance, institutions can serve broader and underserved customer segments while maintaining robust AML/CFT and regulatory controls.
Bridging compliance and access — enabling safer onboarding without lowering regulatory standards.